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Student loan rates hit record lows There's never been a better time to borrow money for college, or to consolidate student loans. Super-low interest rates on federal loans are poised to drop even lower this summer. E-mail this story Printer friendly page. Student loan rates reach record lows Federal student loan rates. July 1, 2000, to June 30, 2001 eStudentLoan.com - Compare Student Loans and Apply Online! Welcome to eStudentLoan - home of the Alternative Student LoanFinder - where you can learn about financial aid, search for the lowest student loan rates, compare lenders, shop for loans, and apply on-line fastest way to the best student loan? Then use our LoanFinder needs with up to 12 loan programs from top lenders Compare Student Loans. Learn About Financial Aid Student Loan Consolidation, Consolidate Stafford, PLUS, Direct College Loans Student loan consolidation will lower your fixed rate by 1.25% starting rates as low as 1.625% while retaining your federal loan privileges. 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